In case of a rise in interest rate, partly prepaying your loans can help you avoid the extra interest outgo during the loan term. You can readjust your PNB home loan liability with partial prepayment in different ways. One option is keeping EMI the same with prepayment, and the second is to keep tenure the same with prepayment. 4 days ago · Punjab National Bank Loan Against Property Highlights. Interest Rates. 10.40% – 12.75%p.a. Loan Amount. Rs 2 lakh – Rs 5 crore. LTV Ratio. Up to 65% of property value. Tenure. Up to 10 years. Features of PNB Personal Loan Interest Rates. PNB Bank personal loan interest rates are competitive and range from 11.40% p.a. to 15.15% p.a., depending on the type of loan. The bank offers concessions in rates of interest up to 1% for Doctors who maintain their salary or the receipt collection account with PNB or who provide tangible security The marginal cost of lending rate is the lowest lending rate. No bank is allowed to make a loan interest rate offer below this. Depending on how long it will take to repay the loan, banks internally decide interest rates. The tenure offered is usually overnight, one month, three month, six months, 1 year and 3 years. Punjab National Bank (PNB) PNB is one of the largest public sector banks in India and is known for offering home loans at competitive interest rates. The bank offers home loans at interest rates starting from 6.80% and offers repayment periods of up to 30 years. PNB also offers a range of other benefits such as no prepayment charges, a low The PNB has also slashed the interest rate on home loan above ₹ 50 lakh by 0.50% to 6.60%. The home loan rates are lowest among public sector banks, the PNB claimed. Chinatrust Housing Loan Fixed Rate. (Margin of Finance - 80%) Interest Rate 5.75%. Min Loan Amount ₱500,000. Monthly Repayment ₱10,977. Apply Now. Construction Finance or Project Finance is a unique offering under which PNB Housing directly finances real estate developers for. projects they are developing. This product comes with customized offerings built around real estate developer’s project acquisition and. construction cost basis a detailed evaluation of the project by PNB Housing. L9KX.